Collapsible Language Selector

Translate Page

Make its design simple and modern

Monday, October 27, 2025

India's Electronics Exports Surge: iPhone Boom Propels Growth, Set to Overtake Petroleum Products

stock market news

India's Electronics Exports Surge: iPhone Boom Propels Growth, Set to Overtake Petroleum Products

India's electronics sector is experiencing unprecedented growth, rapidly climbing the export rankings and positioning itself to become the nation's second-largest export category. Driven primarily by the smartphone revolution, particularly Apple's iPhone manufacturing expansion, electronics exports are reshaping India's trade landscape in remarkable ways.

Electronics Exports Reach Record Heights

According to recent commerce ministry data, electronics exports have witnessed explosive growth during the first half of fiscal year 2026 (FY26). The sector registered a stunning 42% surge to $22.2 billion, up from $15.6 billion in the corresponding period last year. Remarkably, Apple's iPhone shipments account for approximately half of this total.

This remarkable ascent marks a dramatic transformation in India's export portfolio. Electronics has jumped from the seventh position in FY22 to become the country's third-largest and fastest-growing export category in just four years.

Rapid Rise Through the Rankings

The electronics sector's journey to prominence has been nothing short of extraordinary. In its climb to the top three, electronics has overtaken several established export categories:

  • Surpassed drugs and pharmaceuticals and readymade garments on the way from seventh to fourth position
  • Displaced gems and jewellery from third place in FY25
  • Outpaced chemicals which previously held fourth position

Over the past three years, electronics exports have experienced remarkable growth of 63%, rising from $23.5 billion in FY23 to $38.5 billion in FY25. Industry analysts project that at the current trajectory, electronics exports will double from FY23 levels by the end of FY26.

Petroleum Products Face Decline

While electronics soar, petroleum products—currently India's second-largest export category—are experiencing a significant downturn. In the first half of FY26, petroleum exports declined 16.4% to $30.6 billion from $36.6 billion in the previous year.

The petroleum sector has been on a downward trajectory, falling from $97.4 billion in FY23 to $63.3 billion in FY25. This decline is expected to accelerate following US sanctions on Russian crude oil, which previously provided Indian refiners with a crucial cost advantage.

Narrowing the Gap

The gap between petroleum products and electronics exports is closing rapidly. At the inception of India's production-linked incentive (PLI) scheme, the difference stood at $73.9 billion. By FY25, this gap had narrowed dramatically to $24.7 billion, and experts predict it will shrink further to approximately $16 billion in FY26.

If current growth rates continue, electronics could potentially overtake petroleum products to become India's second-largest export category by FY28, trailing only engineering products which currently lead at $59.3 billion.

Apple and the iPhone Revolution

Apple's iPhone manufacturing operations in India have emerged as the primary catalyst for electronics export growth. The tech giant has established India as its second global manufacturing hub after China, with locally produced iPhones now representing over one-fifth of global iPhone sales.

The numbers are staggering. During the first six months of FY26, Apple shipped iPhones worth a record $10 billion from India. These shipments represent:

  • More than 75% of $13.4 billion in total smartphone exports
  • An impressive 45% of $22.2 billion in overall electronics exports

PLI Scheme Drives Manufacturing Success

The smartphone production-linked incentive scheme has proven instrumental in driving this export boom. Major manufacturers including Apple, Samsung, and domestic contract manufacturer Dixon Technologies have leveraged these financial incentives to significantly expand production capacity and export volumes.

The PLI initiative aligns with India's broader strategy to capitalize on the global geopolitical shift that's encouraging multinational corporations to diversify their supply chains away from over-reliance on single countries.

Following China's Footsteps

Electronics has been China's largest export category for many years, and India is now positioning itself to replicate this success. The ongoing geopolitical realignment and supply chain diversification efforts by global companies present a significant opportunity for India to strengthen its electronics manufacturing capabilities.

Industry experts believe this trend represents a fundamental shift in India's trade composition, moving from traditional exports toward high-value technology products. The electronics sector's rapid ascent demonstrates India's growing competitiveness in global manufacturing and its ability to attract major international technology companies.

Future Outlook

The outlook for India's electronics exports remains exceptionally positive. With continued policy support, manufacturing incentives, and India's growing reputation as a reliable alternative manufacturing destination, the sector is poised for sustained expansion in the coming years.

While petroleum products will likely maintain third position in FY26, the long-term trajectory clearly favors electronics as India's export powerhouse. Much will depend on how global trade dynamics evolve, particularly regarding oil trade and technology supply chain configurations, but the current momentum suggests electronics will play an increasingly dominant role in India's export portfolio.

Disclaimer: The views and investment tips expressed in this article are for informational purposes only and do not represent financial advice. The views expressed are those of the sources cited and not necessarily those of this website or its management. Investing in equities or other financial instruments carries the risk of financial loss. Readers must exercise due caution and conduct their own research before making any investment decisions. We are not liable for any losses incurred as a result of decisions made based on this article. Please consult a qualified financial advisor before making any investment.

Kotak Mahindra Bank Q2FY26 Results: Consolidated Net Profit Falls 11% Amid Higher Provisions

stock market news

Kotak Mahindra Bank Q2FY26 Results: Consolidated Net Profit Falls 11% Amid Higher Provisions

Kotak Mahindra Bank has announced its financial results for the second quarter of fiscal year 2026 (Q2FY26), revealing an 11% decline in consolidated net profit. The drop comes primarily due to elevated provisioning requirements, although the bank continues to demonstrate robust growth in both credit and deposit segments.

Key Financial Highlights

The consolidated profit after tax for Q2FY26 stood at Rs 4,468 crore, compared to Rs 5,044 crore recorded in the same quarter last year. This represents a year-over-year decrease driven mainly by increased provisions the bank has set aside.

Despite the profit decline, Kotak Mahindra Bank showcased strong operational metrics:

  • Consolidated assets under management grew by 12% to reach Rs 760,598 crore
  • Customer assets expanded by 13% to Rs 576,339 crore
  • Book value per share increased by 14% to Rs 844

Standalone Banking Performance

The standalone banking entity reported a net profit of Rs 3,253 crore for Q2FY26, marking a modest 3% decline from Rs 3,344 crore posted in the corresponding quarter of the previous fiscal year.

On a positive note, CEO Ashok Vaswani highlighted that credit costs have improved, declining from 93 basis points to 79 basis points. This reduction aligns with the bank's projections and indicates better asset quality management.

Growth Strategy and Acquisition Prospects

When questioned about media speculation regarding Kotak Mahindra Bank's potential interest in acquiring IDBI Bank, CEO Ashok Vaswani maintained a cautious stance. He refrained from confirming or denying any ongoing discussions, stating that the bank cannot comment on matters that may or may not be under consideration.

Vaswani emphasized that scaling the business remains a core objective for Kotak Mahindra Bank. The institution is actively exploring both organic growth initiatives and inorganic expansion opportunities through strategic acquisitions.

Evaluation Framework for Acquisitions

The bank follows a disciplined approach when assessing potential acquisition opportunities. According to Vaswani, the evaluation process considers multiple critical factors:

  • Strategic alignment with the bank's long-term vision and business model
  • Management bandwidth to integrate and manage new acquisitions while sustaining organic growth
  • Financial valuations to ensure value creation for shareholders

The bank only proceeds with acquisitions when both strategic fit and valuation criteria are satisfactorily met, ensuring that any inorganic growth complements rather than hampers ongoing organic expansion efforts.

Outlook and Investor Perspective

While the 11% decline in consolidated net profit may initially appear concerning, investors should note the continuing momentum in asset growth and improving credit cost metrics. The 13% growth in customer assets and 14% increase in book value per share demonstrate the bank's underlying strength and expanding franchise value.

The reduction in credit costs from 93 to 79 basis points signals enhanced asset quality and risk management capabilities, which bodes well for future profitability. As provisioning pressures normalize, the bank is well-positioned to deliver improved earnings performance in subsequent quarters.

Kotak Mahindra Bank's balanced approach toward growth—combining organic initiatives with selective inorganic opportunities—reflects prudent management strategy. The bank's strong capital position and expanding customer base provide a solid foundation for sustained growth in the competitive banking landscape.

Disclaimer: The views and investment tips expressed in this article are for informational purposes only and do not represent financial advice. The views expressed are those of the sources cited and not necessarily those of this website or its management. Investing in equities or other financial instruments carries the risk of financial loss. Readers must exercise due caution and conduct their own research before making any investment decisions. We are not liable for any losses incurred as a result of decisions made based on this article. Please consult a qualified financial advisor before making any investment.